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Claim Reserves
or the intro- duction of a new national health care, Social Security, or other disability scheme such ... both the inflation due to rising costs of hospital care and inflation reflected in larger size policy benefits ...- Authors: Rafal J Balcarek, Walter J Fitzgibbon, Peter L Hutchings, Spencer Koppel, Herbert Orenshein
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Claims - Life Insurance; Public Policy
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Recent Developments in Health Insurance Minimum Loss Ratio Regulation
Recent Developments in Health Insurance Minimum Loss Ratio Regulation This panel discussion ... motivate them to offer the product for sale, or if a direct response insurer is not allowed a margin adequate ...- Authors: Willis W Burgess, John T Gilchrist, Charles Habeck, Spencer Koppel
- Date: Apr 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance